Browse Chronic Special Needs plans
Chronic Special Needs plans (C-SNPs)
- Are Medicare Advantage plans designed for people living with these qualifying chronic conditions:
- Diabetes
- Chronic heart failure
- Cardiovascular disorders
- Typically offer many extra benefits beyond Original Medicare
- Include predictable prescription drug coverage, care management programs and low specialist copays
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UnitedHealthcare offers reliable Medicare plans with benefits built to be used
Get the most out of Medicare with UnitedHealthcare Complete Care. These chronic condition special needs plans offer coverage you can count on, benefits built to be used and expert guidance for whenever you need it. Benefits may include:
Access to care management programs to support your health
C-SNPs provide access to care management, designed to provide additional health support through personalized care coordination.
$0 eye exam plus eyewear allowance
Covered services help protect your eyesight and may save you money on eyewear. Plans provide a $0 eye exam and an eyewear allowance.
$0 copays on covered routine dental services
UnitedHealthcare Dental offers coverage for preventive and comprehensive services like cleanings, fluoride, fillings, crowns, root canals and extractions.
$0 routine hearing exam plus savings on thousands of brand-name hearing aids
Hearing benefits include a routine hearing exam and a broad selection of OTC and brand-name hearing aids.
See what's waiting for you
Large network of Medicare Advantage providers including doctors and specialists4
UnitedHealthcare is America's most-chosen brand of Medicare Advantage plans, with a large national network of providers.
UCard
Your easy-to-use UCard®, only from UnitedHealthcare, is more than just your member ID card. It gives you access to a large network of Medicare Advantage providers. Use your UCard to help pay for OTC products, healthy food and more.
Rewards for healthy activities5
Earn rewards for physical activity, an annual wellness visit and more.
Benefit availability and coverage may vary by service area
Is a UnitedHealthcare Chronic Special Needs plan right for you?
It might be right if...
- You have diabetes, chronic heart failure, and/or a cardiovascular disorder
- You would benefit from extra care management programs to support your health
- You would like added benefits and features at no extra cost, including a monthly credit to pay for OTC products and healthy food
It might not be right if...
- You are eligible for a Dual Special Needs plan (D-SNP) in your area
- You do not have a qualifying chronic condition (diabetes, chronic heart failure, and/or cardiovascular disorders)
- You live outside an eligible plan coverage area
Types of Special Needs plans
Chronic Special Needs plans (C-SNPs)
For people living with qualifying chronic conditions
Dual Special Needs plans (D-SNPs)
For people who have both Medicare and Medicaid (called “dual eligible”)
Institutional Special Needs plans (I-SNPs)
For people who live in a skilled nursing facility
A person who lives in a contracted assisted living facility and needs the same kind of care as those who live in a skilled nursing facility may qualify for an Institutional-Equivalent Special Needs plan (IE-SNP). This is a special type of I-SNP.
You have options
If a D-SNP is not available in your area, there may be other Medicare Advantage plans that are a good fit for you.
The UnitedHealthcare Right Plan Promise®
When you've got your whole life ahead of you, one thing you shouldn't feel stressed about is picking the right Medicare plan. That's why UnitedHealthcare is there with our Right Plan Promise — our commitment to helping you find the plan that fits your life, today and as your needs change.6
Supporting you through your Medicare journey
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Find a plan
Meet with us
Make an appointment with a licensed insurance agent in your area.
Benefits, features and/or devices may vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
1 OTC and healthy food benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information. The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.
2 Optum® Home Delivery Pharmacy and Optum Rx are affiliates of UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in our network.
3 You will pay a maximum of $25 for each 1 month supply of Part D covered insulin drug through all drug payment stages except catastrophic drug payment stage where you'll pay $0.
4 Provider network may vary by local market.
5 Reward offerings may vary by plan and are not available in all plans. Reward program Terms of Service apply.
6 The Right Plan Promise® is our commitment to provide you with tools and agent/producer support to help you find a plan in the UnitedHealthcare Medicare plan portfolio that meets your needs. It is not a guarantee that UnitedHealthcare offers a plan that meets the needs of every consumer. Plan recommendations are based on the information that you provide regarding your health coverage needs. Requests to disenroll or change plans remain subject to applicable Medicare regulations and Federal and state laws/regulations.